Paygine - Blockchain platform for Fintech and Crypto business.

What is Paygine?

Paygine is a block-platform that intends to offer solutions for companies and people who want to use encryption and locking technology. The company is launching an open financial platform that will allow its users to use many services such as money orders, equal payments and serve as electronic wallet.

How does Paygine work?

The company will use as a basis the services provided by the existing company Best2Pay to develop its financial services and scale them in the world within its rules. All services will be provided through an open API, so customers can use it at their own discretion.

The company intends to work in other companies, though, offering them the means to provide services to its customers. They basically want other companies to be intermediaries in their services. For example, purse systems and P2P will be used by third parties, and not directly from the company itself.

How to invest in Paygine?

If you want to invest in this company, you will have the opportunity to do so in the upcoming preliminary coin placement (ICO) of the company. There is as yet no date for the preliminary ICO, but this is likely to happen in 2018, when the main sale will occur in a few months or weeks.

The company claims that their ICO will be governed by United States laws, so you may have to be an accredited investor to invest in this company, so beware of this before investing.

The verdict of Paygine

This is the right investment for you. Maybe. Paygine already has a good vision of the block chain market right now and can offer interesting services in the future. There are no red flags on the company's page, which is also a great sign that you can probably really trust this company.

Paygine Focus

Paygine is to create answers for the budgetary area. The Paygine stage would take into consideration the utilization of cryptographic forms of money in exchanges and installments that are ordinarily done utilizing customary installment instruments.

• These incorporate the accompanying exchanging digital money to a physical card;
• Paying in shops and stores utilizing a card in digital currency;
•Tolerating digital currency as an installment for merchandise and enterprises of online stores;
• Doing cross-fringe exchanges of fiat monetary forms by methods for digital money with negligible expenses;
• Keeping up wallets in both fiat monetary standards and digital currencies with the capacity to advantageously and rapidly change over assets between them.

The Paygine stage will be given to customers through bound together Application Programming Interface. We will work with FinTech organizations, web shops, and budgetary specialist organizations, and also aggregator destinations, and they, thusly, will give administrations to their clients — people and organizations — in this way making a totally new biological community around the stage. Paygine does not expect to build up an electronic wallet, a crypto-wallet, bank cards, exchanges under claim mark. These items would be worked by our clients under their own particular brands, and private people and organizations will have the capacity to pick administrations from among Paygine’s customers.

Paygine Platform Services For Customers

The Paygine platform provides a complete service for their customers. Services provided include:

• The peer2peer aggregator platform that will integrate every customer to sell their products and provide services directly without the use of intermediaries such as Freelance.ru, Avito, Airbnb and Uber.
• Service to create E-Wallet and Crypto-Wallet
• The system used to perform an international money transfer service based on cryptocurrency.
• Exchange services and trading platform.
• Insurance company services.
• Fintech company services.
• Internet Store Service.

Paygine Best2Pay

Best2Pay is the substratum of an authentic prosperous processing center that is utilized by Paygine financial platform.

• Best2Pay is the first network developed and established in the English in 2012 by banking system experts who have experience in building sizably voluminous projects such as, Russian Standard Bank, Bank St. Petersburg, American Express, Sberkbank, Raiffeisenbank, and SEB.

• Best2Pay Platform is a system that enables the project to be implemented from an intricacy. Best2Pay will give consideration to the unique features of business processes, infrastructure and client targets.

• Best2Pay uses E-Commerce and Fintech Focus projects that will accommodate over 1.5 Million subscribers whose numbers will increment by 34% per month.

• Best2Pay is the market bellwether for payday loan repayment accommodations and for Perr2Peer (P2P) transfer accommodations that are done online.

Best2Pay – a market bellwether in online repayment of loans

2015–2017 revenue per month, repayment of loans, and peer-to-peer transfers
(USD millions)

6M $115M >2М
2015–2017 revenue per month, repayment of loans, and peer-to-peer transfers
(USD, millions)
of unique customers turnover per month transactions per month

Benefits• Best2Pay is fast and simple Best2Pay is beneficial.
• Best2Pay is safe
• Best2Pay is up to date.
• Our technological solutions allow our clients to start accepting online payments in one day.
• Best2Pay platform allows to implement any complex project that take into account unique specific of business-processes, infrastructure and target client audience of our clients.
• Best2Pay is the only participant of the special program
• «Bill Payments» from Visa International.
• Bill Payments» service reduces the cost of the transaction interchange fee by 42.8% and allows Best2Pay to offer the most favorable conditions for banks.
• Best2Pay has a certificate of compliance with the international PCI DSS security requirements of the highest level — Level 1.
• Our servers are located in data-centers of different countries.
• Best2Pay is always evolving for the modern world, a new product has been created for aggregators that connect private individuals such as YouDo, Avito, airbnb, etc.

Service From Paygine

For all the services described below, it will be possible to set tariffs, terms of service, commissions, and more, for end customers. Configuration will be done through the API on an ongoing basis, or at certain operations, enabling Paygine clients to quickly change the terms of service for their own clients, thus providing a flexible competitive service on the spot. and able to implement complex financial schemes.

KYC Procedure

Since the main focus of our business is the transfer of funds between clients in different jurisdictions, we will pay full attention to the process of providing online identification and validation data to clients to:

• Achieve compliance while ensuring timely and efficient onboarding of clients;
• Understand the true nature and purpose of the account being prepared;
• Lower cost of ownership with flexible solutions that can be tailored to respond to changing regulatory environments;
• Implement a risk-based approach to KYC compliance that allows us to focus resources and apply appropriate restrictions to high-risk clients.

Maintaining Individual Private Accounts

Individuals will open internal accounts in one currency (USD, EUR, etc.) and will be given an identification status depending on data provided at the KYC stage, applicable law, and individual residence. All calculations and actions with the account will be performed in full with the AML / compliance procedures received on the platform. The ability to open accounts, manage them, provide additional information, and more, will be available through the integrated API.

E-Wallet (Electronic Wallet)

Electronic wallets are the perfect means of payment for those who spend or make money on the Internet by making online purchases or selling goods and services online. With the help of e-wallet, it is possible to create various calculations using virtual money, which can then be converted into individual cryptocurrency, or to fiat currency, and drawn into bank or card accounts.

Swap Between Crypto Currency And Fiat Currency

Exchange plays an important role in the economy of cryptocurrency by offering markets for trade, liquidity, and price discovery. Therefore, it is very important for us to be able to provide exchange services to our clients as well, and to enable them to exchange between different cryptocurrencies and from and to fiat currencies.

Exchange Fiat Currency

We also plan to offer exchange services at customer friendly rates. Currency exchange will always be in demand, and we expect opening in the market given the high conversion rates and bank commissions that usually occur.

Payment Processing For Recipients Of Cryptocurrency Receivers

The Paygine platform (under the Best2Pay brand) is already actively used by many merchants to accept payments using bank cards and conduct over 2 million transactions per month, with turnover in excess of US $ 115 million per month. At the same time, we provide our merchant clients with both functions, which are common in obtaining the Internet, and functions that our competitors rarely offer.

Maintain One Account For Merchants (In Cryptocurrency And Fiat Currency, With The Possibility Of Automatic Conversion)

This service is a logical continuation of the merchant payout in cryptocurrency. Despite the growing popularity of cryptocurrency, most traders trade in fiat currencies. We believe that to increase the attractiveness in handling cryptocurrency, traders must be able to freely convert fiat currencies and cryptocurrencies between each other.

Gives You The Last Mile To Transfer Money To The Destination Country And The First Mile To Transfer From That Country

All current money transfer systems based on cryptocurrency are facing the challenge of finding partners who will provide a stable and affordable money transfer service. When creating our services, we specifically consider the features of the money transfer system that will affect cryptocurrency.

Money Transfer Service - A Service That Provides International Money Transfers Based On Cryptocurrency As Payment Rails

Cryptocurrency is actively used as a mechanism to transfer funds abroad and in certain countries. This is the fastest and often cheapest transfer method. Because of this, we estimate that such services will be in great demand.

Deposits And Withdrawals

Maintaining a variety of ways to deposit into individual PayPal accounts, wallets, and personal cards, as well as developing an extensive way to attract funds from them, is essential when selecting and evaluating the convenience of working with a particular platform.

Provides Access To Many Exchanges Through A Single Interface

The number of crypto exchange in the world continues to increase, but the conditions, protocols, and requirements of all exchanges are different. Often there is a need to work with multiple exchanges at once.

Publish Card Associated With Account In Fiat Or Cryptocurrency

It's still quite difficult to pay with cryptocurrency accounts on the Internet and in brick-and-mortar stores. This problem is solved by removing virtual / physical cards combined with the conversion mechanism from cryptocurrency to fiat currency. Having experience in implementing similar projects in banks, we plan to join one of the international payment system and certification for card issuing, whether physical or virtual.

Peer-To-Peer Service

Electronic wallets are the basis of the peer-to-peer service we have previously highlighted. This service combines the ability to create wallets through the API, and allows for the issuance of virtual cards, and channels of inputs and outputs with various predefined settlement schemes between private individuals. Peer-to-peer services are in great demand in many types of businesses (eg, aggregator platforms) that bring people together to sell goods or provide one another's services directly.

Tokens distribution

Roadmap

Team

For More Information:

Website: https://www.paygine.com/
Whitepaper: https://www.paygine.com/assets/helpers/files/en.pdf
ANN Thread: https://bitcointalk.org/index.php?topic=2916009
Bounty Thread: https://bitcointalk.org/index. php? topic = 4147203.0
Telegram: https://t.me/paygine_official
Facebook: https://www.facebook.com/paygine/
Twitter: https://twitter.com/paygine

 Profile : https://bitcointalk.org/index.php?action=profile;u=2005736;sa=summary

ETH : 0x37B6953a3D9c40D5e40Dfc7DA2B8A58223b2a583